Checking & savings
Personal checking and savings accounts with options ranging from everyday accounts to interest-bearing accounts.
National bank
Banking, credit cards, and mortgages.
Chase is one of the largest banks in the United States, offering personal and business checking and savings accounts, credit cards, home loans, auto loans, and investment services through its branch network, ATMs, and online banking platform.
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Key services
- Checking & savings✓
- Credit cards✓
- Home loans✓
- Auto loans✓
- Investments✓
Branch, ATM & online
About Chase
A full-service national bank for everyday and long-term financial needs.
Chase Bank, the consumer and commercial banking subsidiary of JPMorgan Chase, operates thousands of branches and ATMs across the United States. Customers can open checking and savings accounts, apply for credit cards, take out mortgages, and access investment products through Chase Private Client and J.P. Morgan Wealth Management.
Online banking and the Chase Mobile app let customers check balances, pay bills, transfer money, deposit checks, and manage card controls. Zelle is built into the Chase app for sending money to other users.
Common uses
What Chase offers.
Chase covers several common financial needs in one place.
Credit cards
Chase credit cards include the Sapphire, Freedom, Ink, and Amazon Prime Visa families, with varying rewards and benefits.
Home loans
Mortgage origination, refinancing, and home equity products, with an online prequalification process.
Auto loans
Financing for new and used vehicle purchases through Chase dealership partners.
Who is it for
Who banks with Chase.
Chase is suited to people who want a large national bank with a wide branch and ATM network, those who actively use credit card rewards programs, and existing Chase customers looking to consolidate their finances — including checking, savings, mortgage, and investing — with one institution.
Getting started
How to open a Chase account.
Visit chase.com or a local Chase branch. You can apply for most personal accounts online. Have a government-issued ID and your Social Security number ready.
Choose an account type. Chase Total Checking is the standard everyday account. Chase Savings is a basic savings account. Other tiers are available for higher balances.
Fund your new account. You can transfer from an external bank account, deposit a check through the app, or visit a branch with cash.
Download the Chase Mobile app to manage your account, deposit checks, send money via Zelle, set up alerts, and pay bills.
Common questions
Frequently asked questions about Chase.
Does Chase charge a monthly fee for checking?
Chase Total Checking has a monthly service fee that can be waived by meeting one of several criteria: maintaining a minimum daily balance, having direct deposits totaling a qualifying amount each month, or having a linked Chase Premier Plus Checking account. See chase.com for current fee amounts and waiver conditions.
How does Zelle work with Chase?
Zelle is built into the Chase Mobile app and Chase Online banking. You can send money to anyone with a U.S. bank account and a registered Zelle email address or phone number. Transfers to other Chase customers are typically instant. Transfers to other banks usually arrive within minutes.
Can I open a Chase account if I am new to the U.S.?
Chase generally requires a valid government-issued ID and a U.S. address to open an account. Some branches may accept additional forms of identification for customers without a Social Security number. Contact your local branch directly for the most current requirements.
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Information source: Chase's official U.S. website and product pages. Last verified June 2026.
US Living Tips is an independent directory and is not affiliated with or endorsed by Chase.